🏡 Your Home Buying Journey

1. Get Pre-Approved
   🔍 Meet with a lender → Determine your budget → Get a pre-approval letter
2. Start Your Home Search
   📍 Browse listings → Attend open houses → Define your must-haves
3. Schedule Showings
   🏠 Tour homes with Gary → Evaluate condition, neighborhood, value
4. Make an Offer
   📝 Submit an offer → Negotiate terms → Get it accepted
5. Home Inspection & Appraisal
   🔧 Hire inspectors → Review report → Lender orders appraisal
6. Finalize Financing
   📄 Submit final docs → Loan approval → Get closing disclosure
7. Closing Day
   🎉 Sign paperwork → Transfer ownership → Get the keys!